Ridesharing with Uber has transformed transportation. With just a tap on your phone, a ride is available at your fingertips, making transportation more convenient than ever. However, with convenience comes risks. Crashes can still take place, and when they do, passengers may suffer injuries.

We will cover what kinds of injuries are most common in Uber accidents, who may be liable for damages, as well as the legal process for compensation.

Common Uber Injuries

Passengers in an Uber may suffer a variety of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:

Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.

Broken Bones: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.

Head and Brain Injuries: Accidents may cause head trauma, ranging from mild to severe. Head injuries can affect cognition and health for a long time.

Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These injuries may require surgery, physical therapy, and long-term care.

Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, they cause substantial pain.

Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.

Who Is Liable in an Uber Accident?

Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.

The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. This includes speeding, texting while driving, or breaking traffic laws.

A Different Driver: If another vehicle was at fault, their driver could be liable for the accident.

Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.

Liability from new york uber lawsuit Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In such cases, lawsuits may involve multiple parties to determine responsibility.

What Uber’s Insurance Covers in Accidents

Uber provides different levels of insurance depending on the status of the trip. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.

No App Usage: If the Uber driver is not using the app, they must rely on personal coverage.

Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

Steps in an Uber Injury Lawsuit

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.